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Insurance >Do You Need Mortgage Protection
If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.
If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.
When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.
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What are three of the best indicators of real estate market trends?
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Existing home sales, new home building and mortgage interest rates.
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The James Sanson Team
John Hall & Associates
4677 South Lakeshore Drive
Tempe, AZ 85282
Toll Free: 877-468-8483 ext 318
Fax: 888-821-6553
We sniff out some of the best deals for our buyers, and offer some of the leading marketing ways to sale your home. We believe we are the largest advertised real estate team in the valley. Come and learn why more buyers and sellers choose our services.
We deal with homes throughout the valley in Maricopa and Pinal Counties. If you are looking for Maricopa homes for sale, Ahwatukee homes for sale, Casa Grande homes for sale, Coolidge homes for sale, Florence homes for sale, Chandler AZ homes for sale, Tempe Arizona homes for sale, Phoenix properties for sale, Tempe Arizona homes for sale and many other valley locations homes for sales we have some of the greatest bargains in the market.   
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